What to do if there is no money: recommendations, interesting ideas and reviews. What to do if there is no money

Greetings to the regular audience and new readers! Today I will raise a topic that is of interest to many, because I am often asked the question: “What to do when there is no money?” And this is not a situation in which you do not have enough for a glamorous lifestyle: mistakes in budgeting or unforeseen expenses can lead to an acute shortage of funds. What to do in such a case?

What to do if there is no money: the secret of connecting to financial flows

The main condition that allows you to get out of any situation is the preservation of self-respect. Do not reproach yourself for being in a difficult situation: even a stable job and the presence of savings do not protect against everyday difficulties. Economic crises, company closures, inflation are factors that cannot be controlled.

But it is necessary to analyze why you were left without funds. A person who needs to make money must regulate his own financial flow. Like a river, it originates from a source on which the way to correct the situation depends:

  1. Employees will be asked to increase their salary. The main condition for success will be a clear argument: list your responsibilities and mention the specific benefits that you bring to the enterprise. Also look for additional income, because the Internet is at your disposal.
  2. An entrepreneur is a person who works for himself. But he is responsible for the risks on his own, so he will also have a question of what to do with a lack of money. In this case, you can review the type of activity and switch to a more profitable one. Do not forget to write a business plan, because without it you are like a pilot flying a plane without a ready route and map.
  3. Businessmen and investors have great opportunities to expand financial flows. They know that other money should make money, so they manage their funds rationally. But they also find themselves in a difficult situation: small nuances elude those who do not have enough experience in the chosen field. For example, not everyone knows that the profession of a seamstress is often mastered in places of deprivation of liberty. This affects the decency of employees and commitment, so the owner of a new atelier may face surprises. It is important for businessmen and investors to reorganize or close projects that have not taken off in time, and then the financial flow will not become shallow.

Whatever category you belong to, soberly assess the situation. You will find many courses on "switching for success" on the Internet, but to achieve a result, you need to conduct a clear and detached analysis of the situation.

If you find yourself in a money hole, you will be able to get out of it thanks to the assessment of resources, and not magical energy!

Savings and cost planning

You have determined how to increase cash flow: received a raise in salary or adjusted the business plan for your business. But until the moment when the funds are received, it will be necessary to hold out with the help of limited resources. How to cope with the task?

How to rethink your lifestyle

If you want to save money, use the following tips:

  1. Feel free to ask your friends for help. Depending on the situation, they will lend money, treat them to dinner, and pay for entertainment. The method works if you were not stingy during the financial boom.
  2. Give up the habit of eating out: the amount that you give for a snack in a cafe is enough for a good meal during the day. Junk food in the form of chips and burgers is also banned. The diet should include fresh vegetables, some fruits, chicken: you should not save too much on food.
  3. Start keeping track of expenses and cut your spending by 10-50%. Use smartphone apps or fill out a spreadsheet in Excel.
  4. Before you go to the store, make a shopping list and stick to it. If you find it difficult to stay within, give up going to the supermarket with attractive windows and an abundance of goods. You can save money by shopping at the local market.
  5. Is there some money left on the card? Withdraw them from an ATM and pay in cash. You will get a clear picture of spending, while card payments are difficult to control.

Thanks to these measures, the question of what to do without money will not be so acute.

5 things you can save on

There are situations when you have to save even on trifles. But in the case of normal cramped circumstances, you will get by with a revision of the budget. Significantly reduce spending will be possible if you save on the following:

  1. Trendy gadgets quickly lose value as new models appear on the market. Do not seek to buy expensive things on credit, hoping in this way to improve the image. Stop chasing branded goods if you can't afford them.
  2. Spontaneous purchases that you make to reduce stress create another hole in the budget. Before you buy an item you like, pause for 24 hours to reflect on your decision.
  3. Tobacco products are not only expensive, but also harmful to health. If you have a strong addiction, make a smart investment choice - invest in one of the working methods to get rid of addiction.
  4. Cable TV is expensive, so watch movies and shows online for free.
  5. Traveling has become a sign of a "successful person", and many argue that saving on the quality of recreation is unacceptable. But you can organize a trip yourself, and you will do without overpayments. If you purchase plane tickets 6 months in advance. before the appointed date, then in some cases it is possible to find offers 3 times cheaper.

Many mistakenly believe that a deliberate approach to finances worsens the quality of life. But it is worth making adjustments to spending, and you will notice: you no longer need to worry that there is not enough money for what you need. Thanks to a reasonable attitude to finances, you will make life easier, and not deprive yourself of small pleasures.

5 things you shouldn't skimp on

Even if you do not have the funds, there are areas where you should not save. These include the following:

  1. Quality clothing will last longer than Chinese consumer goods. Purchase wisely: Studies show that the average person wears less than 30% of their current wardrobe. Buy less, but choose a worthy one!
  2. The freshness and quality of products should not be in doubt. Refusing delicacies does not mean that you have to remember recipes from your student days. Eating sandwiches with grated sausage and cheap processed cheeses, you will only get gastritis.
  3. Education makes it possible to forget about the times when you wondered what to do if there was no money. But before you go to the courses, think about how you are going to apply the acquired knowledge.
  4. High-quality household chemicals are worth paying a round sum. Do not buy a "universal cleaner" supposedly suitable for washing dishes, electric stoves and floors. It will only leave streaks and a pungent odor reminiscent of hospital disinfection. Invest in the purchase of appropriate funds, and the result will please you.
  5. Saving on health can be very expensive, so don't hesitate to visit a doctor when you feel unwell.

Keep these rules in mind when planning your spending, and the quality of life will not suffer. Note that your goal is not just to reduce spending, but to take control of them and learn how to spend meaningfully.

Borrow money: where and when to get

If funds are needed right now, you can ask for a loan or take out a loan. Let's look at these options in more detail.

How to take money from relatives

Reach out to friends or relatives, although financial experts assure that such a step is fraught with damaged relationships. But there are no rules without exceptions:

  • Warren Buffett opened the first project with funds received from 7 friends;
  • Sam Walton, founder of the Wal-Mart chain, borrowed from his father-in-law and opened the first store;
  • Richard Branson, founder of the Virgin Group, turned to his aunt for help.
  • what amount is needed;
  • What are you going to spend it on?
  • why ask for a loan;
  • when you reach the level of earnings that allows you to return the money;
  • What guarantees does the lender receive?

Do not demand to make an immediate decision: a person has the right to weigh the information received. You are making a request, so refusal should not be a reason for resentment and a showdown.

How and when to get a loan or a microloan

At your disposal are loans provided by banks and microfinance organizations. With such a tool, you need to be more careful: according to a survey by the Superjob portal, 62% of Russians consider this method a path to ruin. There are really enough cons, but with the right approach, you will get a convenient financial instrument. What are the pitfalls of consumer loans and how to avoid trouble?

  1. You become debtors of a bank or MFI, and you have to pay a significant percentage. If earnings constantly do not allow you to make ends meet without loans, after the loan the situation will worsen. This means that you should resort to lending only in cases where you have solved the main problem.
  2. The ability to obtain funds creates a false sense of comfort. As a result, you stop saving and even start pampering yourself. If you resort to loans and credits, you should not relax!
  3. Already in debt? Do not make new ones, it is better to focus on finding a job or part-time job. Resorting to another loan to pay off the old one, you will fall into a financial abyss.

But there are enough pluses, especially the option with a microloan. To obtain it, you will need a minimum package of documents, and the application is submitted online. After its approval, the money immediately goes to the card. In addition, a microloan is provided to people with a bad credit history in a bank, which will be a chance to improve their reputation. Make your payments on time, and next time you will get access to the option with a low credit rate.

If you receive money from a bank or microfinance institution, check the data and look for reviews online. You need to be especially careful with black market offices that offer loans "without interest." The next day after the appeal, they can turn to extortion of funds using forceful methods.

Are you having financial difficulties? Let's try to overcome them.

No matter how you plan your budget, external factors sometimes lead to unforeseen consequences. Don't have enough money even for what you need? Let's take a look at the strategy together.

How to pay off debts

To return the money borrowed, adhere to the following rules:

  1. Stop making new debts and give up the idea of ​​applying for a loan in order to postpone the solution of the problem for a while. Your main task is to achieve financial stability. To achieve your goal, review your expenses and find a part-time job for the weekend. Increasing the amount of debt will not help.
  2. Systematization and planning is the way to solve any problem. Make a list of debts sorted by interest rate or amount. Focus on paying off the main loan, and on the rest, make the minimum required payment. The strategy is also suitable in the case when you took money from relatives or friends. Even if you return the funds in parts, you demonstrate that you have not forgotten about the debts.
  3. Work out a payment schedule so you don't miss deadlines. If you have borrowed money from your family, share the plan with them.
  4. Reward yourself for progress, but don't go all out. Once you've paid off your principal, throw a little party within your budget or you'll lose motivation.

The main rule to follow is consistency. Remember that you are not a carefree teenager, but an adult who is able to deal with your problems. Life will test your plans for strength: unforeseen difficulties always arise at the wrong moment. But regardless of whether you had to fork out for urgent repairs of equipment or buy expensive medicine, you should not give up. Returning to unreasonable spending means defeat, so be patient.

When there is no money to pay the rent

No money to pay rent? When it comes to utility bills, the required amount can be borrowed. It is much more difficult when it comes to rental housing, since the prices are higher.

The easiest move is to ask the owner of the apartment for a delay. Before the conversation, decide when you will pay the full amount. The conversation will be more convincing if you have at least some of the money. But when talking on a sensitive topic, it is advisable to adhere to the following rules:

  1. Think in advance what reason for the delay in payment you are going to voice. Talk about it as a one-time event, not an event that will happen again in the future. For example, when you cannot pay because you have moved to a new job, the problem will soon be resolved. If difficulties arose after the dismissal, the landlord will be reluctant to meet.
  2. If necessary, offer a one-time pay increase as a thank you for waiting.

In most cases, the owners make concessions because they do not want to look for tenants again. In addition, they take an advance payment for a month, so the tenant will not be left without money. If you are denied, then you have several options:

  • look for an apartment cheaper;
  • rent a room;
  • live with your parents.

It will be possible to save on rent if you temporarily settle in a hostel. Pay attention to the private sector, as the room will cost less than in high-rise buildings.

Getting ready to move, you also get rid of old things. In a difficult financial situation, you can get money by selling everything that has not been used over the past 2 months. It doesn't matter if you want to part with a thing if the issue is acute. By organizing a sale at Avito, you will raise money for the move.

The lease agreement was not executed, and the owners of the apartment did not report their income to the tax office? Then law enforcement agencies will not take action against the tenant who moved out without payment.

When there is no money for food

Has the situation gone so far that grocery shopping is becoming a problem? Subscribe to foodshare groups that you will find on social media. The idea came from the West, where the rich shared their surpluses: studies show that Americans buy 50% more food than they eat.

In the Russian Federation, food sharing has not become widespread, but it will still be possible to find mashed bananas or half a pack of pasta for free. Options are offered in the group "

What should a person do if he has no money at all? Where to get them?

Lack of money is a problem that affects so many people living on the ball. But this is not the worst problem, because it has a solution.

Urgent options:

  1. You can sell something if there is something.
  2. Borrow (borrow).
  3. Take a bank loan.
  4. Ask someone "for free".
  5. Steal for free.

Nothing will work if:

  1. Nothing to sell quickly.
  2. Nobody lends.
  3. The bank does not give a loan (bad credit history, debt, etc.)
  4. It doesn't work for free.
  5. Scared to steal.

Where to get money if they are not enough to live on?

Solution options:

  • Earn more!

If it's up to you, of course. Don't be lazy. The rest is luck. Luck favors most people. And she does not look at any indicators or characteristics.

  • change jobs

Logically! Not enough money - go to the job that pays more. A newspaper in hand, the Internet to help - and in search.

  • Borrow Finance

If there is someone to borrow them, of course. Remember when you lend, you have to give back! It’s good when they don’t ask to give back with interest ....

  • Work multiple jobs

For two or three. And if you have time, then you can work on four. There are women like that, imagine!

  • Sell ​​some things

Think about what you do not need, but may be useful to other people.

  • Pawn jewelry

It doesn't matter how much they offer you for them, as you will be happy with "any penny" if financial hopelessness reigns around you.

  • Learn to save

Save on everything you can possibly do. After all, if you think about it, you will understand that you can do without a lot.

  • write a book

It must be so interesting that they agree to publish it without any investment!

  • Income for free

Get a lover or admirer who has a lot of money. Well, ask him for everything your soul desires.

  • Real estate sell

You can buy it later when you get rich again. Car, cottage, apartment .... These are the "extremes".

  • Shake the debtors

Collect all debts, ceasing to shine with kindness and altruism. Surely there are people who owe you at least some amount of money.

  • Get through these tough times!

They will pass, like everything else in life. Don't whine or "swear" about it. Think less about money, there is something - well, okay.

  • Win the lottery

And let a friend give you the "lottery" itself. Or a friend, friend... This is a good sign (to give lotteries).

  • Take a loan

We hope that there will be no problems with this, although many people have them. Try to choose the right loan, without huge interest!

  • Rent an apartment or room

Trust me, it's worth it! Especially when there is no money at all. Some managed to rent out five apartments.

  • business open

With someone close so that support is not lost. Let the business be small, but profitable and competitive if you try.

Money from additional work

You can find a side job. What? - See the list:

  • Courier

You will have to run a lot if there is no personal vehicle. But the money will be paid, albeit "penny".

  • Artist

Can you draw? Get started! You can also get money for it. Because you like it so much.

  • Musician

Here, at weddings, and at funerals, and at anniversaries, there is a chance to “distinguish yourself”. And if everything is so bad, step into the pedestrian crossing. Maybe not everything will be so smooth, but you will be able to earn finances.

  • Tutor

It's good if you speak some languages. A few? Even better and cooler! You can work even harder.

  • Babysitter or babysitter

Kids are wonderful! If you work with children, adoring them, you will receive not only well-deserved finances, but also a lot of pleasure.

  • Housekeeper

Every woman knows this topic. It just takes skill and patience.

It’s good to make money: hairdressers, makeup artists, translators, secretaries - referents, manicurists, massage therapists, pedicurists, managers. Their work is not so difficult, and they pay decent money.

What do most girls do when they don't have money?

Reviews:

Alevtina, Krasnoyarsk: I don't go to the store. I sell all my jewelery to the pawnshop. I'm changing jobs. Do you know it helps, I tell you!

Sofia, Vasilkov: I don't do anything. With my husband's money, I "untwist". I also wash things for him, and cook food, and that’s all .... Well, who is married - will understand. A man must... Try to provide for the woman you love!

Olga, Lipetsk: No money - I'm waiting when I get it. Then I try to save (for a while). I can't save myself for a long time. Love myself!!!

Tatiana, Nizhny Novgorod: I'm looking for richer lovers. And I'm not at all ashamed of it. My friends don't approve of me, but they never judge me either. They say that I have the right to behave as I see fit.

Natalia, Grodno: And I'm looking for lovers. At first, I was kind of ashamed of it. But then I got used to it. It is good when someone provides, and does not reproach for this provision.

Irina, Magnitogorsk: It doesn't happen to me that I don't have money. Run out of money - save the rest. They start paying less at work - I switch to another.

Lolita, Moscow: Where to get money? - I breed Persian cats. And therefore, if there is no money, it is not a problem for me to find them. I am glad now that there is always enough for bread in general, and remains for cosmetic products. I have already sold many kittens. My kittens mostly "understand" to Germany.

Such are the girls! That is, they always find a way out of a difficult situation. Find it if you want! It is desirable that the methods are legal, and harmless, not risky.

Continuation. . .

For money to "flow" -

Interesting -

If your expenses do not fit into your budget, it is obvious that they need to be reduced in some way. But it is desirable to do this without much damage to the usual life. One way out is smarter housekeeping. Try to cook more at home, and not eat in cafes, eateries and restaurants. Here you will find a nice bonus: homemade food is tastier, more natural and healthier than cooked by someone unknown.

When buying clothes and shoes, give preference not to trendy models, but to classic options. And save on basic wardrobe items is not worth it. Let quality products form the basis of all your things. They will last you longer and you will always look great. This is important, because if you feel like a person disadvantaged in everything, it is unlikely that you will be able to hold out for a long time in an economical mode.

Don't miss the opportunity to save with discount coupons. Use the services of collective shopping sites, purchase a coupon for a beauty salon, a restaurant, a theater, a bowling alley, for a master, for various courses. Such programs help to live a full life and at the same time save a lot.

Some people, trying to improve their financial situation, find a second job. This may only be an option for a while. For example, if one of the family members falls ill, and it is urgently necessary to collect a certain amount of money. You don't have to work two jobs all the time. You just won't have time to live. In addition, frenzied mode can cause a lot of damage to your health. And then all the extra money earned will go to recovery.

Free joys

It's not worth paying for some things if you can get them for free. When you have absolutely no extra money for entertainment, this does not mean that you cannot afford some free pleasures. If you like to read, you can exchange books with like-minded people. Then you don't have to buy new ones. Some museums and galleries offer free entry from time to time. Just stay tuned to take advantage of this offer.

Order free samples and samples online. This way you will try a product before buying and will not spend money on the wrong product. Also, girls can use the free services of a makeup artist in shopping centers. Do not deny yourself the pleasure of trying new cosmetics and trying on an unusual look for free.

You can visit some concerts, open festivals, fairs for free. Do not sit at home, do not be sad about your financial situation, walk and have fun. Subscribe to special newsletters of sites that collect information about various cultural events.

No money at all

A real crisis can come in a person’s life when there is no money at all. This can happen due to a sudden job loss for example. Until you find a new place, you need to somehow get out. Unfortunately, not all people accumulate some kind of savings. If you are one of them, you will have to look for borrowed funds.

You can borrow money from relatives or take out a loan. But the main thing is not to give up and not to become limp. If the problem with finances is your only problem, you should not despair. Believe me, in a few weeks or months the situation will even out. But only on the condition that you pull yourself together and look for work, and do not start to escalate the situation and panic.

Think about the worst thing that can happen to you without money. Some people greatly exaggerate the situation and are most afraid of being left without money. And when they start to figure it out, they understand that there is always a way out. For example, if you do not have money for the next loan installment or, you will warn the bank and pay a fine or interest. Yes, it's annoying. It hits the family budget. But it's not fatal.

The other day I talked to a man who interrupted all my elegant words about the growth of personal well-being rudely and shamelessly: they say, there is no money. And it's not that it's just not, but it's not. That is, absolutely, absolutely not, and even owe it all around, up to calls from banks on weekends and friends refusing to give money "for a couple of weeks." How to be here, they say?

Hehe ... he thought, naive, that since I was “all like that in a tie and with cufflinks”, then such a situation was unfamiliar to me .... passed))))

So here is my personal recipe. Which, however, fairly intersects with some recommendations of "authorities", the same Bodo Schaefer, for example.

So, first of all, what does this situation look like? She reminds me of a quagmire, that's what. When all you do is flounder, trying to find support. And she is not. And all the forces go to floundering for a breath of air, and not at all to look for a real way out of such a situation. You simply won’t see it, because all the forces and attention are spent on “where to get money until tomorrow”. At the very least, by the end of the week. For food for the family or for the return of at least part of the debt to the most persistent of creditors. A competent lender can be extremely persistent. And very unpleasant ... and take a lot of strength. A vicious circle, in a word. Swamp: pull out your leg - your hand will get stuck or your head ...

Today - the first step: the restoration of the ability to think about the main topic - a way out of the situation. To do this, you need to free your head from the thoughts “where-would-it-right-right now-take-money” for the most necessary. Practice shows that the greatest volume of internal hemorrhoids of the situation is caused precisely by such thoughts, and it is precisely in terms of small, but necessary daily expenses. This must be stopped, and at least a third, or even two thirds of the tension will disappear from the head, the brain will again be able to work normally and look for a way out.

This is done very simply: we sit down with a fat booty (well, or thin, who has what) for all the next cash receipts and do not give them to ANYONE. NOTHING. That is, NOTHING AT ALL. You will have to negotiate with someone, just say “no” to someone, and send someone rudely. Maybe lock the doors and turn off the phone.

Not for long, because someday you will have to go back “to the world” and still solve your problems there. But definitely - for a time sufficient to accumulate under your seat an amount sufficient to cover the basic needs of the family such as food / travel by public transport for ... well, for a couple of weeks at least. If it's really bad - for a week, but no less. Then we continue to sit on it in the same place, not allowing it to decrease significantly.

Material well-being is something that almost everyone aspires to. Who does not want to become wealthy and live in abundance? For this, people work hard and hard, but they do not always achieve what they want. What to do if there is no money? What if there is a week left before the salary, and the wind is blowing in your pocket? Simple tips and recommendations will help you find a way out of the current unfavorable situation.

Additional income

To the question "Need money: what to do?" the most banal and effective answer can be formulated as follows: start working and earning. If a person has a stable job, but at the same time he is not satisfied with the monthly income, then he can try himself in another, more profitable business, combining additional income with the main one. It can be a hobby that brings not only passive income, but also spiritual, aesthetic satisfaction, as well as unskilled "dirty" work (unloading wagons, duty at the watchman's place at night, etc.).

Internet

The World Wide Web has opened up for many people the opportunity to earn money without leaving their homes. Web design, website creation and promotion, writing articles for sale - all this is an additional (and for some, the only) source of income.

Internet surfing

The most common and easiest type of part-time work on Internet resources. Performing tasks, which are many hours of "clicking" with the mouse, viewing sites and videos, brings a small profit, which is enough, for example, to pay for the phone. Do not flatter yourself by choosing web surfing as a part-time job: according to most reviews, this method takes a lot of time and has a low profitability.

Writing reviews

There are online resources that specialize in reviews of various products and services. After registering, writing and posting a review, users receive passive income for other people viewing their recommendations. Many note that this type of earnings is low-paid compared to other ways to earn income on the Internet.

Rewriting, copywriting, SEO

Writing articles to order - that's what is meant by these terms. What to do if there is no money? Try yourself in this interesting business that contributes to the all-round development of a person. Working on specialized text exchanges, as well as working directly with the customer, without intermediaries, is considered the most honest and good source of income. This does not require any investment. However, in order to write your own article (essay, product description, advertising text, etc.), you must be literate, know what you are writing about, and also have an idea about the potential reader. Rewriting is the creation of a unique text using the original material (sources). Copywriting is the writing of an author's text, the basis for which is the writer's own experience and his thoughts. SEO - creation of promotional articles used to promote websites, increase sales of goods and services.

Other ways to make money from home

Popular types of needlework can also bring a stable additional income. Scrapbooking, knitting (crocheting and knitting), cross-stitching, beading - all this brings some craftsmen a good profit. If you have a talent for any kind of needlework, and you do not know what to do, if there is no money, feel free to get to work, develop your talent.

Earnings on binary options, Forex, online casino games - these methods of earning income are not stable. Using one of them, you can both make a one-time profit and instantly lose money. Everything here is tied to the risk and luck of the players.

Borrowed money

What to do if there is no money? Borrow. Lending organizations offer a variety of loans with different interest rates. You can quickly and without guarantors receive a small amount, for example, before salary, at the MFC and MFIs (microfinance centers, microfinance organizations). It should be borne in mind that interest rates on microcredits in such institutions are very high - from 0.5% per day, depending on the amount borrowed. Experts advise using these services only in extreme cases, when money is urgently needed.

Using credit cards from well-known banks (Alfa-Bank, Home Credit, Sberbank) is the most profitable compared to loans at the MFC.

How to attract material wealth

What to do to make money flow? Think in the right direction. As you know, thoughts are material, and what we think about soon comes to life. A person who is constantly depressed due to a lack of money will never get out of a depressed state if he does not direct his thoughts in a positive direction. Saying: "I have no money at all", "I will always need money", a person mentally programs himself for the lack of material well-being. Learn to talk and think about money as something that comes and goes, that is, if it has gone somewhere, it will come back somewhere. Even a penny or a ruble in your pocket is already money, which means that everything is not so bad.

Experts do not advise re-borrowing money and lending it, as this creates a gap in the person's monetary energy. It is better to use cash rather than a card - this will protect against unnecessary waste. What should I do if money has been withdrawn from the card? Set aside cash, distributing it to the most necessary expenses: paying bills, buying groceries. Do not make reckless large purchases. You should systematize expenses, make a list of necessary goods before going to the store, as well as keep receipts and calculate how much money was spent during the month.

Folk ways to attract wealth

What to do without money? In addition to earning and saving money, you can resort to the help of esotericism and magic.

  • Poppy. Scatter poppy under the threshold, in the corners, and also in places where money is stored. This will not only attract a "penny", but also protect against evil spirits. Poppy should be bought for cash, and only in the market or bazaar.
  • Money frog. An oriental way to attract wealth, the essence of which is to use a small figurine of a three-toed frog sitting on coins. The talisman should be placed in the corridor, opposite the front door, in the highest place, while turning it back to the exit. Put a coin in the frog's mouth. Within a month, be sure to "feed" the figurine with money - put paper bills or coins under it.
  • Keep money on cabinets, shelves (or other high places), the most favorable place is the hallway and kitchen. It is there, according to esotericists, that it is more likely to "catch" the cash flow.