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Osago online at reso insurance company. Login to your personal account "reso-guarantee"

Reso Guarantee provides services in the field of insurance, the company has a license for more than 100 types of services, thereby offering many opportunities for the client.

For those wishing to apply for e-OSAGO, there is a special section on the website where you can purchase a policy online by following simple instructions. Let's figure out how to register in the system and what functions are available in the user's personal account.

Registration and login

To issue an electronic policy, new customers need to register. Go to the official website of the company http://www.reso.ru and select the section "Issue an online policy".

If you are not yet a client of the company, select the "New client" column and go to the next page.

The registration page will open in front of you:

In the fields you need to fill in the information: country, full name, gender, passport details, mobile number, date of birth, detailed address. Then check the box to signify consent to the processing of the client's personal data, enter the characters from the picture, and then click the "Check data in PCA" button.

At the next stage of registration, you need to come up with a username and password, repeat it, enter your email address and a confirmation code that will be sent via SMS to the previously specified mobile number and click "Register". After that, login will be available.

Log in to LK Reso Guarantee

For registered users, access to the Reso Guarantee personal account is carried out in the same way as registration, only you need to select "Reso Guarantee Client".

A window will open where you need to enter your login, password and one-time code received via SMS, then click "Login".

Login via ESIA

You can also enter Reso's personal account using the Unified Identification and Authentication System, for this, select the appropriate column in the login window. The system will transfer to the State Services website, where you can choose two login options:

  • by mobile number;
  • by SNILS number.

After filling in the box, enter the password below and click "Login".

Password recovery

Enter the last name, first name, patronymic, passport data: series and number and symbols shown in the picture, then click "Check".

Possibilities of a personal account

  • buy new insurance or renew an existing one;
  • get access to information on contracts and, if desired, print them;
  • keep track of e-OSAGO expiration dates;
  • receive information about promotions and special offers.

How to buy a policy through a personal account?

To apply for an electronic OSAGO, you need to go to your personal account and select the section "Issue an online policy" in the menu. In the window that appears, the calculation and date of conclusion of the contract will appear, indicate its validity period, which can be from 3 to 12 months.

The system automatically sets the deadline to one year, adjust if necessary. In the column "Insured" information will be filled in automatically based on the data specified during registration.

The user needs to fill in the fields about the owner of the vehicle, indicating his personal data, passport and registration address. If the insured and the owner of the vehicle are the same person, then check the box next to “is the insured”.

Then enter information about the vehicle: make, model, type, year and more, then fill in the driver information and click "Calculate".

If you are satisfied with the conditions, click "Save", after which the data will be checked with the information in the UAIS system. At the end of the verification, you will be offered to purchase a policy. Click "Pay", select the payment method and complete the procedure. After successful registration of insurance and updating the page of your personal account, you will be able to download the document.

To extend the insurance on the registration page, select the section "Extend the OSAGO policy on the Internet" and follow the instructions.

Outcome

Reso Guarantee offers many services in the field of insurance, including e-OSAGO registration. To do this, you need to register on the site by filling in all the required information. After that, access to the client's personal account will open.

The insurance company provides a personal electronic account of the client - Reso Guarantee's personal account. It can be an individual, a shareholder or an employee of a company that works closely with a well-known insurer. The degree of its reliability for many years has been kept at the highest level - "A ++". Among the advantageous features of the eminent representative of the market SPAO "Reso Garantia" are more than a hundred different services, a developed network of representative offices in all regions of the country and a convenient European service. The latter includes remote maintenance and online user support in your personal account.

The official website of the company offers to open a personal account reso guarantee to enter an agent or insured, for this you need to go through authorization on the site. It will take only a few minutes to register, just follow the links client.reso.ru

  • Download the official portal of the organization.
  • In the registration window that opens, select the type of registration - for legal entities or individuals.
  • Fill out a form with personal data, including a passport.
  • Confirmation of consent to the processing of personal data.
  • Start and wait for the end of data verification. In case of inconsistency of some data or their incorrectness, make the required changes.
  • Enter contact details that will allow you to personally contact the client and send a confirmation letter.

Registration ends after the user receives an e-mail with login and login password. From this point on, the office of the insured or the agent who got a job in the company can be used.

Using the personal account Reso Guarantee


It is enough to enter the office through the main page to be able to use it. To log into your account, you must enter your username and password.

entrance


After completing the registration procedure, you can enter your personal account to use it. To do this, you need to perform several sequential steps:

You can open it on the official website. To do this, just follow the link - client.reso.ru

  • Enter the login specified during registration - name.
  • Enter password.
  • Enter a one-time password. It will be sent to the phone or other means of communication specified during registration.
  • Press the activated "Login" button.

If it is impossible to enter these data, you can initiate the procedure for reminding the password to enter the personal account of the Reso Guarantee. To do this, select the "Recover password" option.

Functionality and features of a personal account


After opening the resource, you must enter the password and login to open the cabinet. You can log in to the system from anywhere in the world. After activating the account, the client will be able to:

  • Buy a policy online, which will save time on a personal visit to a representative office in Moscow, MPB, other cities and regions of the country.
  • Calculate the approximate cost of the company's services using an online calculator.
  • Receive information about upcoming promotions and services.
  • View your product details.
  • Renew your policy before it expires.
  • Receive notifications about the deadlines for purchasing a policy.
  • Receive privileges and discounts on company products.

Registration in the system allows you to download and install a mobile application on your phone.

The procedure for connecting the OSAGO policy


The company offers several types of insurance. Among the services is the design of the popular OSAGO policy. The connection procedure will be as follows:


Authentication of the OSAGO policy in Reso Garania


On the official portal of the insurance company, you can check the authenticity of the document - the OSAGO policy. For this, a special section is provided here: http://www.reso.ru/Aux/checkBlank.html - requires you to enter the number and series of the policy, and then fill in the field of protection against robots. Press the "Check" button.

Personal account in RESO Mobile

The mobile application can be installed on devices with Android and iOS operating systems. Thanks to the installed application, it becomes possible:

  • View lists of clinics for emergency medical care.
  • Book an appointment with the doctor.
  • Select an ambulance service for home calls.
  • Track the status of payment under the policy.
  • Pay the next amount of compensation.
  • Sign up for a car repair shop that will repair a damaged car.
  • View the terms of existing policies, learn how to act in the event of an insured event.
  • Call a tow truck for free - the service is valid for residents of Moscow.
  • Contact the operator of the company for advice.

Changing your account number


You can do this after logging into your personal account and selecting the tab with personal data. The phone and email details are listed at the bottom, and below there is an "Edit" button. After its activation, you can enter the correct data.

Customer support


It works both on the company's website and in the mobile application. To ask a question, just fill out the appropriate form on your profile page. The answer comes within a few minutes

Registration of a legal entity in the Reso Garantiya account

Registration in a personal account is available not only for individuals, but also for legal entities. The procedure is fundamentally different, it can only be carried out by the director, owner or a person authorized for this (it is allowed to act only on the basis of an appropriately executed power of attorney). To register a legal entity account, you must:

  • Specify the name of the company in the registration form.
  • Enter the number of the registration certificate, indicate the series and the short name of the enterprise.
  • Provide information about the place of registration of the legal entity and the mobile phone number for contact.
  • If an insurance policy has already been issued, enter data about it - series, number.
  • Confirm the fact of voluntary filling by entering the proposed characters in the appropriate field.
  • Select and click "Check data in PCA". If the verification procedure was performed correctly, the system will automatically redirect the user to a page to complete the process.

You should enter the most accurate and complete requested data so that the process of registering a personal account for a legal entity is successfully completed.

Calculation of the cost of the policy

  • Type of policy. They can be new or refurbished.
  • The owner is a legal or natural person.
  • The region where the policy was purchased.
  • The age of the driver who is assigned to the car. Separately indicate his driving experience.
  • The vehicle covered by the insurance. You will need to enter data on the category and power, the year of manufacture and the period of use of the vehicle. If there is a trailer to the vehicle, this should be indicated separately.

All of these data will affect the formation of the cost of car insurance.

SPAO "RESO-Garantiya" provides auto, real estate, life and health insurance services. In total, there are about a hundred types of insurance services for both individuals and legal entities. SPAO "Reso-Garantia" was rated by experts as a highly reliable company and assigned the category A ++. An important indicator of the work of an insurance company is an extensive network of branches throughout the country. Therefore, the number of Reso customers is growing every year.

For the convenience of interaction with customers, the company has developed personal account service, which can be accessed from the main site page.

A personal account allows any visitor to the site to register and become a client of the company. The office is open 24/7. The company's client can access the site at any time, get the necessary information and manage services without leaving home.

What can be done on the official website of Reso Guarantee?

  • The site visitor can find out the addresses of the nearest offices of Reso representative offices.
  • Calculate the cost of OSAGO using the calculator directly from the main page of the site. Moreover, the calculator is offered for any type of insurance.
  • Issue an online OSAGO policy.
  • Get prompt reference information about the insured event.
  • Directly from the main page of the official website, call an agent to draw up an insurance policy.
  • Use the free service and check the authenticity of the OSAGO policy.

The main advantages of a personal account are the ability to quickly access existing insurance policies, see and control the expiration dates of policies, fill them in a timely manner and issue new insurance policies online.

An important function is the availability of an online calculator for calculating an insurance policy.

Registration and login to your personal account

In order to use the personal account, new users need to go to the tab INDIVIDUALS, if the client is an individual, or CORPORATE CLIENTS, if the client is a legal entity. Let's consider the option of a private client.

The next step is for the visitor to choose which insurance service he is interested in. In our case, this is an OSAGO policy.

After selecting the menu item "Online purchase of a policy", the client is offered a choice - a new user, or previously registered. If the user first got registered as a client of an insurance company, then he needs to go through the procedure for creating a personal account. To do this, you will need to enter passport data, mobile phone number, address of residence. An example is shown in the picture below:

After the registration procedure, the client agrees to the processing of personal data and verify the entered data with the common database of the PCA (Russian Union of Motor Insurers).

In a short time, the system will check and synchronize the data, and if there are no errors, the user will receive a login and password to access his personal account on his mobile phone and e-mail.

If you lose your login or password information, you can use the "Recover password" function. Then the client will be offered to undergo verification in the form of indicating passport data.

What is the difference between an electronic policy and a paper one? By its legal weight, absolutely nothing. But the electronic policy is more convenient. Since the driver can carry it both in printed form (i.e. in the same paper form), and on a phone, tablet, computer, stored on e-mail, available at any time.

How to check if the CMTPL policy is real?

  • The official site for checking the authenticity of the OSAGO policy of the RESO company: http://www.reso.ru/Aux/checkBlank.html
  • To check, just go to the corresponding page of the PCA Link: http://dkbm-web.autoins.ru/dkbm-web-1.0/bsostate.htm

Enter the series and number of the OSAGO policy form and you will be shown the data.

RESO Mobile App

Mobile application for Reso personal account users Guarantee RESO Mobile

Similar to the capabilities of the site, the company has developed a mobile application for customers. Android and iOS users can install it on their devices. Application options include the following:

  • For health insurance, find all available clinics serving the insured person.
  • Obtain information about the applicant's insurance program.
  • Book an appointment with a doctor. Only those institutions that service the insurance policy are taken into account.
  • Leave feedback about the services received and about the specialist who provided them.
  • Call an ambulance and a doctor if the clinic operates under the policy.
  • Button to quickly send a notification about an insured event.
  • Monitoring and control of the status of insurance payments.
  • Receive detailed instructions on how to act upon the occurrence of an insured event.
  • Control the duration of the insurance policy. Receive timely notifications of the need to renew the policy.

Employees of the company are always ready to help with all questions of interest to customers. The "Feedback" option is available in the mobile application and on the company's website.

How to disable personal account?

After the term for the provision of services is over, the client's personal account is automatically disabled.

What is DMS?

DMS is voluntary health insurance, which, unlike the mandatory one, provides a citizen with additional medical services (private clinics, paid wards, etc.) at the expense of the insurance company. This type of insurance involves the choice of an insurance program. In this article, we will take a closer look at what DMS is.

How are payments and payments made?

The amounts of payments are calculated in accordance with the unified form of calculations used by independent experts, which corresponds to average market prices. Factors such as:

  • country of manufacture of the car;
  • region of insurance (in the northern and southern regions of the country, the calculation coefficient will be different);
  • intensity of exploitation;
  • car wear.

The rear bumper was broken in an accident, the car is seven years old, but I changed the bumper a month ago, after it cracked during an unsuccessful parking, how much compensation can I expect?

If a part was obviously damaged before the accident and needs to be replaced after the accident, it is likely that she will not be paid. In exceptional cases, a part may be paid, but the car owner will bear the costs of the work.

On the other hand, if the damaged part was recently replaced by the owner of the car, then, if there is a document on the work performed, the cost of the part can be calculated without depreciation.

My car parked on the side of the road was damaged in an accident: two cars collided on the road, after which one of them crashed into mine. My car has badly dented left doors, threshold, pillars. At the scene of the accident, both participants pleaded not guilty. Everyone, including me, only has OSAGO policies. But I'm worried about the question - how much can I get a refund and is that amount limited by OSAGO?

From October 1, 2014, the sum insured in terms of compensation for damage caused to the property of several victims is up to 400 thousand rubles for each. Please note that the reimbursement for OSAGO is made taking into account the depreciation of your car. Also, the repair of parts that required repair or replacement before the accident may be excluded from the list of damaged parts for which compensation is charged. Recovery of damage to property in excess of the specified amount can be made only from the perpetrator of the accident - voluntarily or through the courts.

I hit a man crossing the road, called the traffic police, drew up a report, it's not my fault, but the car was damaged. Who will pay me all the expenses spent on the repair of my car?

OSAGO is liability insurance for vehicle owners. In accordance with the Law and the OSAGO Rules, an insured event is an accident involving two or more vehicles, the liability of drivers of which is insured under OSAGO. There are no policies for pedestrians like OSAGO in Russia, therefore, in your case, the recovery of compensation for repairs can only be claimed from the culprit of the accident- voluntarily or through the court. If you have a CASCO policy, everything is much simpler: the insurance company is obliged to pay you an insurance indemnity or pay for car repairs.

What to do if the payment is denied because the policy is not in the database?

The victim needs go to court to recover money in the amount of the damage caused from the culprit of the accident. In order to avoid situations associated with the purchase of fake policies, we advise you to issue a policy in the future only at official representative offices of the UK.

I got into an accident, exceeded the speed limit, lost control and crashed into a fuel truck standing on the side of the road. There were no casualties. Can we claim any CMTPL payments?

The OSAGO policy protects car owners from expenses when they cause damage to health, life or property third parties . Thus, to qualify for payments under the OSAGO policy can fuel truck owner if his car was damaged as a result of the accident, as well as the fuel truck driver if he received any injuries in the accident.

I am insured with your company, an accident occurred, as a result of which I am the culprit, they issued it as “left the scene of an accident”. How will the victims be paid? Will your insurance company collect the amount paid from me?

The insurance company will pay for the damage caused by the insured, if other points ( except for the culprit leaving the scene of an accident) will not be grounds for recognizing the case as not insured. After that, the company will present a recourse claim (claim) to the perpetrator of the accident. By paying this claim, the insured will avoid presenting the same claim to him in court. Documents are submitted to the court if the perpetrator does not pay the claim or does not agree with its amount.

The accident report says “the guilty party has not been identified”, is it possible to apply for payment, as if for “mutual” fault?

In case of guilt of both drivers, in the protocol an appropriate entry must be made . Only after that you can apply for payment to the insurance company. If the traffic police does not establish the tortfeasor, you should go to court, otherwise you cannot count on payment.

How to register an OSAGO policy? Video instruction

Absolutely anyone can buy an electronic OSAGO policy at Reso. This is a significant advantage of this insurer, because many other insurance companies provide an opportunity only to extend the existing policy. And Reso allows you to buy NEW client!

Contacts

  • Official site: http://www.reso.ru
  • Personal Area: https://client.reso.ru
  • Email if you have problems with the design: [email protected]
  • Phone number hotline: 8 800 234-18-02
  • OSAGO SPAO Calculator Reso Guarantee:

SPAO "Reso-Garantia" is a well-known Russian insurance company that provides more than 100 types of various insurance services to individuals and legal entities, as well as leading reinsurance activities. The company's versatility, exceptionally high reliability (A++), wide branch network and high quality of service are the advantages due to which many Russians trust health, life, car and property insurance to this particular insurance company.

For customers on the official website, a remote service service is available - Reso Guarantee's personal account.

Possibilities of a personal account

The Reso Garantia personal account allows registered clients and those who wish to become them to get access to valid insurance contracts around the clock, as well as draw up new ones in the simplest and most convenient way. Cabinet benefits include:

  • Quick access to existing policies, the ability to download and print them.
  • Possibility to control the duration of the policy.
  • Registration and renewal of the insurance policy online.
  • Access to promotions and special offers of the company.

Registration and login to your personal account

Registration of a new account is available from the authorization page. Under the login fields, select the type of account you need - for individuals or legal entities. After choosing, you should fill out the proposed form containing the registration data of the organization or the personal data of the citizen: full name, mobile phone, email address, passport number and series, date of birth and address of residence. Then check the box to confirm your consent to the processing of personal data and click the "check data in PCA" button. If everything is entered correctly and the data in the PCA matches, a password will be sent to the phone number or email address to enter your personal account.

If necessary, you can recover your password by clicking the appropriate button on the main page of your Reso Guarantee personal account and filling out a simple form with your full name and passport data. The system will verify the presence of a personal account and send a new password to access the account to the mail or phone.

Reso-Garantia is an organization founded in 1991. Provides individuals and corporate clients with insurance services. The company can issue a CASCO or OSAGO policy, a green card, insure health, life, property, civil liability, travel, business risks, etc.

The official website of the insurer is www.reso.ru. One of its sections is the Reso-Garantia personal account. It gives customers the opportunity to track the status of purchased policies, manage insurance without contacting the offices and agents of the insurance company.

Why create a personal account?

The personal section on the website of the insurance organization allows customers to:

  1. Have constant access to all purchased policies with the ability to view them, save them to a computer and other media, and print them.
  2. Buy insurance products and renew already issued insurance without re-entering information about the insured object and the policy buyer.
  3. Receive personal offers from an insurance company, track promotions on OSAGO, CASCO, VHI and other products.
  4. Notify the insurer about the occurrence of an insured event and monitor the status of their consideration.
  5. Interact with agents and employees of Reso-Garantia.

Without registration and authorization in the personal account, online calculators of insurance products, the purchase of policies (without the possibility of further control over them), and the filing of applications for compensation in the event of an insured event are available.

Registration in a personal account

To gain access to the system, you must:

  • open the authorization page in your personal account;
  • choose the registration option: as an individual or as a legal entity;
  • fill in the registration form;
  • send the data for verification to the RSA;
  • receive a password on your phone or e-mail to enter the system.

If you have an account in the ESIA (State Services), you can use it to create a Reso-Garantia personal account. The system will ask you to confirm access to the personal information of the account in the State Services: full name, series and passport number. Next, you will need to enter the missing information: gender, date of birth, phone number, for non-residents of the Russian Federation - registration address. Enter this information and agree to the terms of personal data processing. After that, you will be able to enter the personal account of the insurance company through your account in the State Services.

The authorization page on the insurer's website is located. To enter the service, you need to enter the login and password received during registration. Then click the "Get password" button and enter the one-time code in the corresponding field. It will come to the cell phone attached to the account.

Forgot your identification data from your personal account on the Reso-Garantia website? Use the password recovery service, the link to which is located under the authorization form. To obtain a new password, you will need to indicate the full name and passport details of the insured person.

Reso-Garantia mobile application

For users of smartphones and tablets, the insurance company has developed an official RESO Mobile application. The program is free and can be installed on iOS and Android devices. The app is available for download on the App Store and Google Play. It allows you not only to buy policies and monitor their expiration date, but also perform a number of other tasks. For example, through the application, you can find a clinic where they serve VHI, make an appointment with a doctor, etc.