Assistance in obtaining subsidies for small businesses. Current government programs to support small and medium-sized businesses

Any state is interested in the development of entrepreneurship. An increase in the number of active small enterprises causes an improvement in the quality of life of citizens and an increase in economic indicators in general. In addition, huge corporations cannot quickly respond to changes in the market situation and are unable to meet the changing needs of the population in time.

Support for small businesses 2018, state programs to promote private entrepreneurship is a fairly common practice in Western countries. Most often, the authorities are interested in small local companies that improve the economic situation in a single city: providing them with various benefits and subsidies makes it possible to increase the competitiveness of products and the investment attractiveness of the region.

In Russia, this form of assistance is less common: local self-government bodies usually do not have the budget necessary for the implementation of such measures. Nevertheless, domestic entrepreneurs can take advantage of an alternative option - the SME development assistance program being implemented at the federal level, which includes many ways of both financial and infrastructural support for newly created businesses.

Who can count on help?

Studying the state policy towards private entrepreneurs, it can be noted that the current programs of financial and non-material support are focused mainly on representatives of small and medium-sized businesses. To find out if a particular company falls into this category, it is necessary to take into account the average number of employees and the volume of annual turnover:

Enterprise Format

Thus, only the indicated business entities can apply for state assistance in 2018, provided that they meet some additional requirements:

Term of existence - no more than two years;
The SME entity is registered with the tax service;
The company has no debts on tax and fund deductions.

Funds are distributed unevenly among applicants: in order to increase the likelihood of success in attracting third-party funding, an entrepreneur must work in one of the priority areas today:

Production of essential goods;
Ecological tourism services;
Various directions of folk art;
Agro-industrial sector;
Department of Housing and Utilities;
Social entrepreneurship;
Scientific and technical sphere.

Where can you get help?

Many institutions and organizations have the authority to resolve issues of providing assistance to entrepreneurs. Each of them operates in a designated area and has its own budget:

City Administration. In the department of economic development, you can get information about all types of federal and local programs of financial support for small businesses in 2018;
Entrepreneurship Support Funds. Conduct an examination of projects submitted by entrepreneurs and, based on the results obtained, allocate funds for financing small enterprises;
Chambers of Commerce and Industry. Provide free consultations on marketing, finance, legal support and certification, as well as help to take part in various federal and international exhibitions;
Business incubators. Provide infrastructure support to start-up entrepreneurs, provide space and equipment for doing business;
Venture funds. The most promising startups are identified and grants are allocated to support small businesses in 2018. Priority for the funds are scientific, technical and innovative projects.

Types of programs

State support programs for entrepreneurial activity in 2018 are implemented at different administrative levels. In accordance with the scale and volume of funding, they can be classified as:

Federal programs:

Designed for implementation nationwide;
Characterized by large amounts of financial support for small businesses in 2018;
Operate funds mainly for large-scale projects;
Implementing a development strategy for already operating enterprises.

Regional programs:

Operate within the boundaries of administrative regions;
Operate with the budget of a particular region or region;
Designed for the development of regional infrastructure.

Local Programs:

Implemented for city or district entrepreneurs;
Have a relatively small amount of funding;
Solve local economic problems.

Direct Financial Assistance

When subsidizing, funds under the 2018 Small Business Support Program are issued to the entrepreneur free of charge. In other cases, we are talking about concessional loans and loans provided for a long period at a reduced interest rate. However, any form of financing has a specified purpose and is accompanied by documentary reporting in the prescribed form. So, money can be spent on:

Renting premises or land;
Purchase of fixed assets;
Purchase of raw materials and consumables;
Purchase of production equipment.

Grants

This type of financing is available not only for businessmen starting to register their first enterprise, but also for those who have been engaged in commercial activities for no more than two years. Competitions among entrepreneurs and distribution of grants are carried out by:

Department for Entrepreneurship Development;
Department of Economic Development;
Local governments;
SME support funds;
Unions of Entrepreneurs.

Local authorities at the beginning of each year clarify the list of priority activities: this information can be found on the website of the entrepreneurship support center. Most often, scientific developments (30% of the total funding), projects with high social significance (30%), production and the agro-industrial sector (20%), and trade (12%) are preferred. In accordance with the law, grants cannot be received by enterprises that produce excisable goods, work with real estate or investments, extract minerals or carry out gaming activities.

Of course, the amount of funding depends on the budget of the region. So, in Moscow, Samara or Perm, an entrepreneur can count on 500,000 rubles, while in other regions the grant is limited to 300,000 rubles. It is assumed that these funds will be used to cover 30-50% of the total project budget. The businessman will have to find the rest of the money on his own.

In order to confirm the validity of your claims for a grant, you must use documents to prove that the company belongs to the SME category in terms of the number of jobs and the amount of annual turnover.

In addition, the entrepreneur must:

Provide documentary evidence of the absence of other financial assistance;
Submit the Registration Certificate, constituent documents, business plan;
Confirm the availability of own funds with a bank statement;
Request a positive credit report from the National Bureau.

Concessional lending

Concessional lending is one of the possible ways out for those who cannot count on other ways of financial support from the state to small businesses in 2018. As with the allocation of grants, the likelihood of obtaining a loan with a minimum interest rate is higher for those who work in priority areas for the state. These include innovation, the production of essential goods, knowledge-intensive industries, and agriculture.

For lending, you should contact not only government agencies and funds, but also directly to banks or lending communities: many of them develop their own products for entrepreneurs. Target spending of money is checked in any case - it can be:

Financing the acquisition of fixed assets, production equipment for the implementation of new projects;
Reimbursement of current expenses associated with the project (up to 30% of the loan amount);
Replenishment of working capital.

The loan is provided in the form of a one-time payment, revolving or non-revolving line in the amount of 50 million to a billion rubles. The term of the contract can be any, but the preferential program is valid for a maximum of three years. Also, to participate in it, an entrepreneur must invest his own funds in the project in the amount of:

20% for loans in the amount of 500 million rubles;
20% for loans, the repayment of which is expected from the profit received as a result of the launch of the funded project;
Without restrictions - for other investment projects.

Interest rates for using a loan are set for small enterprises at the level of 11–11.8% per annum, for medium ones - from 10% per annum.

Microloans

In some cases, entrepreneurs do not need large-scale financing in the amount of tens of millions of rubles to implement projects. An alternative for those wishing to receive from 100,000 to 3,000,000 rubles can be another form of support for small businesses in 2018 - the provision of microloans. To qualify for this assistance, a business must operate in one of the following industries:

Agro-industrial production;
Construction;
Commodity production and processing of products;
Innovative and scientific activity;
Services sector.

The loan is issued for a period of three months to three years at a rate of 10% per annum. The intended purpose of such funding involves:

Replenishment of inventory and working capital;
Lease or purchase of commercial real estate;
Repair of real estate objects;
Rent or purchase of commercial vehicles;
Purchase of machine tools and technological lines;
Purchase of raw materials and materials;
Refinancing of previously issued loans.

The financial institution may require the entrepreneur to secure the loan with collateral. With an amount of up to 300,000 rubles, either movable and immovable property, or a guarantee is used as such. For lending volumes exceeding the specified limit, these types of guarantees are used together.

Indirect financial assistance

There is nothing surprising in the fact that entrepreneurs are primarily interested in the question of whether. However, the state allocates much more funds for the implementation of other types of support: this circumstance makes us think about a more careful study of alternative types of assistance to SMEs.

tax holidays

The first two years of operation of a small business can be considered the most difficult - at this stage, the company's expenses significantly exceed income. Therefore, the state SME support program provides for special tax incentives for small businesses in 2018:

For individual entrepreneurs using the simplified tax system - the possibility of reducing the rate from 6% to 1%;
For individual entrepreneurs using PSN - a decrease in the amount of potential income from 1,000,000 rubles to 500,000 rubles per year;
For individual entrepreneurs using UTII - the possibility of reducing the rate from 15% to 7.5%.

Start-up entrepreneurs can receive benefits in 2018 without restrictions, as the law extends the program until 2020 inclusive. Additionally, the rules for the application of tax holidays are established:

The reduction of the rate is allowed only for enterprises registered for the first time. Existing individual entrepreneurs cannot receive such a benefit;
To apply a special tax rate, an enterprise must switch to UTII, STS or PSN no later than two years after registration;
The benefit can be assigned for a period not exceeding two years;
Tax holidays in 2018 are provided to entrepreneurs working in the social, industrial or scientific fields. At the same time, the share of the company's income from these types of activities must exceed 70% of the total profit.

Compensation rates on loans

It is difficult to find any type of entrepreneurial activity that does not require periodic lending. Turning to banks, the owners of companies, in the absence of an alternative, are most often forced to accept not the most advantageous offers. At first glance, it seems that it is impossible to correct the situation, however, there is a way out here too: the corresponding program of state support for small businesses in Russia in 2018 allows, to a certain extent, to reduce the credit burden.

Of course, reimbursement of the body of the loan is still the main task of the entrepreneur. But it is possible to partially compensate for the interest rate for using the loan at the expense of the state. Assistance is provided in the scope of:

1/3 of the refinancing rate set for 2018 (7.75%) for contracts with a term of less than two years;
1/2 of the refinancing rate for loans issued for a period of 2 to 3 years;
2/3 of the refinancing rate for loans issued for a period of more than three years.

The purpose of lending is also important in this case: the funds should be directed to the acquisition of fixed assets, the purchase of equipment, raw materials and materials, the expansion and reconstruction of production. The assessment of the expediency of allocating assistance is carried out on the basis of the data on the social and economic benefits of the project given in the business plan. Social criteria include:

Creation of additional jobs;
Increasing wages for employees.

Equally important are the economic criteria for the effectiveness of the project:

Growth in financing for the purchase of fixed assets;
Increase in the scope of work;
Quantitative increase in the volume of goods produced.

Loan guarantee

Banks, in an attempt to improve their financial performance and reduce risks, regularly tighten requirements for SME borrowers. For this reason, the number of company owners who managed to get around all the bureaucratic obstacles and get the desired funding is constantly decreasing.

Meanwhile, entrepreneurs can use an effective way to solve the problem - the state program to support small businesses in 2018 in the field of providing loan guarantees. Today, it is being implemented by entrepreneurship assistance funds financed from the federal or regional budgets.

Their priority areas are:

Production of products;
Folk crafts;
Scientific developments, innovations;
Construction;
Social business;
Housing and communal services;
Transport services;
Communication and telecommunications;
Domestic tourism.

Businessmen working in these industries are provided with the maximum guarantee, which allows them to receive up to 70% of the required security; accordingly, the entrepreneur must find the remaining 30% on his own. For non-priority industries, guarantees are somewhat less - within 50%. In addition, the service is paid: for its provision, the fund charges 0.75–1.25% of the guarantee amount.

In any case, the loan is issued by the bank participating in the state program, therefore, the borrower must first of all meet the requirements of the financial institution chosen for cooperation. As for guarantee funds, their conditions are somewhat more loyal:

Before applying to the fund, the enterprise must operate for at least six months;
The entrepreneur should not have debts for taxes and payments to the FIU;
The applicant must provide a security deposit of 30-50% of the loan amount.

Compensation of lease payments

As an alternative to rent, leasing has become not only a very popular way of obtaining equipment among entrepreneurs, but also a separate effective tool in the list of support programs for small and medium-sized businesses in 2018. In fact, company owners are offered a mechanism for partial subsidization of leasing payments: to receive such assistance, an entrepreneur must apply to the regional office of the Ministry of Economic Development. Reimbursement is made on a shared basis with certain restrictions:

Partial compensation of the first installment under the concluded leasing agreement in the amount of up to 50%. However, the amount of compensation should not exceed 500,000 rubles;
Partial compensation of regular lease payments up to 2/3 of the refinancing rate. The total amount of the subsidy should not exceed 5 million rubles.

Support can be obtained by business entities that have concluded contracts for the leasing of production equipment, machine tools, production lines, trucks and light vehicles and machines. The subsidy is not available:

Companies purchasing equipment for trading activities;
Enterprises forced to pay penalties under the contract;
Entrepreneurs who have not demonstrated the proper level of social efficiency and have not created one job for every million rubles of compensation;
Companies operating in the areas of lending and insurance, audit, financial management of depositors, gambling and sweepstakes, real estate and trade.

Help for farmers

State support for small businesses in Russia 2018 includes a separate program to assist entrepreneurs working in the country's priority agro-industrial sector. Novice farmers are compensated up to 90% of the total documented amount of expenses for:

Purchase of agricultural land;
Construction of a house and home improvement;
Design of production shops and warehouses;
Purchase and repair of production shops and warehouses;
Construction of access roads to production facilities;
Connecting workshops and warehouses to engineering networks;
Purchase of agricultural and cargo machinery, production equipment;
Purchase of planting material;
Purchase of fertilizers and herbicides.

A subsidy can be received by a farm only once - in the first six months of the enterprise's operation. The maximum amount of financing reaches 1.5 million rubles: the funds transferred in 2018 must be disbursed within 18 months.

Assistance for entrepreneurs creating family livestock farms looks somewhat different: in this case, the grant amount increases to 3 million rubles, however, the applicant must provide evidence of his own funds in the amount of at least 40% of the total project cost. You need to spend money within 24 months for predetermined purposes:

Farm design;
Construction and equipment of the farm;
Construction and equipment of workshops for product processing;
Purchase and installation of farm equipment;
Purchase of farm animals.

The State Commission conducts a mandatory competition among applicants. The training of farmers is assessed according to the following criteria:

Higher education, work experience in the agro-industrial sector or running your own subsidiary farm for 10 years;
Quality business plan;
Own funds in the amount of 40% of the declared cost of the project;
Contracts concluded with consumers of products;
Successful entrepreneurial activity for 6 months.

In 2018, there will be changes in the mechanism for issuing grants for farmers. It is expected that the state will transfer money to the enterprise's account not in one payment, but in stages, as the previous parts are mastered.

Other types of assistance

In addition to direct or indirect financial state support for small businesses, in 2018, other types of assistance are also available to entrepreneurs, which involve the creation of more comfortable conditions for doing business.

Rental of municipal property

Federal and local governments often have real estate that is underused or not used at all. The developers of the SME assistance program considered it expedient to lease such municipal facilities to start-up entrepreneurs on a preferential basis.

Business owners can receive similar property support when concluding a lease for a period of more than five years. Basic rates are determined based on the opinion of independent appraisers, formed in accordance with the situation on the real estate market. This data is then used to calculate the preferential rate for the first three years of the lease:

During the first year, the tariff is 40% of the rent;
During the second year - 60%;
During the third year - 80%;
For the fourth and subsequent years, the entrepreneur pays the full rate.

Compensation for participation in exhibitions

Even entrepreneurs who have information about existing business support programs often do not know about this type of assistance. In fact, the SPM subject can post factum compensate up to half of the total costs associated with exhibition activities, provided that the amount of the subsidy does not exceed 150 thousand rubles a year. Reimbursable expenses include:

Rent of space, installation of stands, creation of exhibition infrastructure;
Transportation of exhibits to the place of demonstration and back;
Organization of negotiations, presentations, printing of promotional materials;
Translation services.

To receive compensation, you must submit an application, an agreement with the organizers of the exhibition, a copy of the document on payment for participation in the event, as well as a certificate of completion to the local Center for Entrepreneurship Support.

Tuition reimbursement

Many newly created enterprises face the problem of insufficient qualification of employees. Expenses for their training in various trainings, seminars and courses at first can be an undesirable burden on the business. Meanwhile, in this case, there is a program of reimbursement of expenses: you just need to submit to the appropriate authorities evidence of training in the form of paid bills, diplomas or contracts concluded with training centers. Subsidies are subject to 50% of the costs in the amount of not more than 40 thousand rubles a year.

Of course, the management of a large enterprise is unlikely to consider such a relatively small compensation as a serious motivation. However, it should be remembered that almost all companies are forced to regularly send their lawyers and accountants to various seminars, and therefore a partial reimbursement of tuition fees can be considered an incentive bonus for growing small businesses.

Promises of all kinds of support to small businesses from high tribunes are often not taken seriously by this very small business. Indeed, officials and business speak different languages: bureaucrats consider the provision of information support and the reduction of various administrative barriers (which they themselves often create) to be real help, and for business people there is nothing more real than a specific amount of money received on the current account.

In fairness, it must be said that despite many conventions, small businesses in Russia can operate under a gentle tax burden (special tax regimes for the simplified tax system, UTII, PSN, UAT). The adopted one implies an even greater reduction in the tax rate for the simplified tax system and UTII, the expansion of activities for PSN and tax holidays for individual entrepreneurs engaged in the service sector (in addition to those).

And yet, such support measures are just an opportunity to give the state a small part of the profits in the form of taxes. Well, what if there is no profit yet, but there is only an idea, for the implementation of which there is not enough own finances? Is it possible for an entrepreneur to receive “real money” from the state free of charge? For those who doubt, let's say right away - absolutely real, but, of course, subject to a number of conditions.

Now subsidies for small and medium-sized businesses are provided in accordance with Government Decree No. 1605 dated December 30, 2014. This is not the first document regulating the receipt of gratuitous financial assistance from the state, on the basis of which various regional assistance programs were developed. The extent to which state support programs will be implemented in your particular region depends on the activity of local officials.

Types of state support

All programs to help entrepreneurs are divided into:

federal all-Russian;
departmental (from the Ministry of Education and Science, the Ministry of Agriculture, Vnesheconombank, the Ministry of Labor);
regional (taking into account the direction of development of the region).

The specific amount of federal funding for these purposes is calculated according to complex formulas given in Decree No. 1605, but we, of course, are interested in how much money and for what a single entrepreneur can receive. The types of support and the amounts vary by region, let's take aid programs in Moscow as an example.

SUPPORT DIRECTION	PROGRAM TYPES	MAXIMUM AMOUNT
Entrepreneurship support measures	Subsidies for start-up entrepreneurs	500 000 rubles
	Subsidies for reimbursement of part of the costs under financial lease (leasing) agreements	5,000,000 rubles (but not more than 30% of the value of the leased asset)
	Subsidies for reimbursement of interest on loans	RUB 5,000,000 (no more than the refinancing rate for three financial years)
	Subsidies for reimbursement of part of the costs associated with participation in congress and exhibition events	300 000 rubles
Industry support measures	Subsidies to employers for the training of specialists with secondary vocational education	90,000 rubles per person per year, but not more than 75% of the actual costs incurred
	Subsidies to reimburse part of the costs associated with obtaining an international certificate	40% of the costs, no more than 1,000,000 rubles
	Subsidies to reimburse part of the cost of paying lease payments	25% of the costs, but not more than 100,000,000 rubles
	Subsidies to reimburse part of the cost of paying interest on loans and borrowings	up to 200,000,000 rubles
	Subsidy to managing organizations of technopolises and industrial parks for the development of the property complex	up to 300,000,000 rubles
Measures to support science and innovation	Subsidies to reimburse part of the costs of equipping and operating centers of youth innovative creativity	10,000,000 rubles from the city budget, but not more than 60% of the total costs
	Subsidies for reimbursement of part of the costs associated with obtaining admission of securities of small and medium-sized businesses operating in the innovation sector to trading on the innovation and investment market of the stock exchange	up to 5,000,000 rubles
	Subsidy to the managing organizations of technoparks for the development of the property complex	up to 100,000,000 rubles
	Subsidies for reimbursement of part of the costs associated with the organization or expansion of production based on the introduction and industrial development of the results of scientific and technical activities	no more than 20,000,000 rubles
	Subsidies to organizations that form an innovative infrastructure in the city of Moscow in order to reimburse part of the costs associated with the creation, development and (or) modernization of their material and technical base	up to 100,000,000 rubles

In addition, to help entrepreneurs in Moscow created:

Microfinance Development Assistance Fund;
Fund for Assistance in the Development of Venture Investments in Small Enterprises in the Scientific and Technical Sphere of the City of Moscow;
Foundation for Assistance to the Development of Small Forms of Enterprises in the Scientific and Technical Sphere.

Who can receive subsidies

State assistance will be denied if the entrepreneur provides credit or insurance services, is engaged in pawnshop activities or works in the gambling business. Financial assistance is also not provided to those who extract minerals, sell excisable goods, or are non-residents of the Russian Federation.

The requirements for obtaining subsidies depend on the focus of the support program, for example, in Moscow for subsidies for start-up entrepreneurs, these are:

no more than 2 years must pass from the moment of registration of a legal entity or individual entrepreneur;
the applicant must meet the criteria for a small and medium-sized business entity (No. 209-FZ of 07/24/2007);
the applicant for a subsidy must be registered and tax registered in Moscow and not have overdue debts in paying taxes, fees and other obligatory payments;
the subsidy is issued as part of co-financing, that is, the applicant must have at least 50% of the amount required for the implementation of the project in the form of own funds.

The procedure for obtaining a subsidy

By region, the conditions for granting a subsidy may vary slightly, but the general principles are the same: competitive basis; serious documentary evidence of the application; state control over the spending of funds received.

The control over the spending of a donated subsidy consists in reporting on its intended use and achievement of indicators in accordance with the declared business plan. If it is found that the recipient of the subsidy has spent it inappropriately, A decision will be made to return the amount received within 10 days.

The step-by-step procedure for obtaining state co-financing in the city of Moscow is as follows:

Contact the district branch of the State Budgetary Institution "Small Business of Moscow"
Prepare a set of documents in accordance with Decree of the Government of Moscow dated June 1, 2012 No. 254-PP
Submit an application to the nearest branch of the State Budgetary Institution "MBM"
Defend the project at a meeting of the Industry Commission of the DNPiP
Find yourself in the minutes of the meetings of the Industry Commission
Conclude an agreement with DNPiP on the provision of subsidies
Provide reporting to the State Budgetary Institution "MBM"

And finally, the last question - is it really possible to get real amounts of money in the form of a subsidy after going through all the bureaucratic procedures? Yes, you can, and in support of this, we present data from the minutes of the meeting of the industry commission for the allocation of subsidies in Moscow dated November 19-21, 2014:

accepted applications - 163;
received subsidies - 50 applicants;
the amount of subsidies - from 39 to 500 thousand rubles, and 9 applicants received the maximum possible amount (500 thousand rubles).

So, be persistent, and if your idea is really worthwhile, you have a chance to receive half a million rubles from the state free of charge.

21Apr

Hello! In this article, we will talk about business grants.

Today you will learn:

What is a grant and how to get it;
What are the features of issuing grants;
What government programs to help businesses operate in the Russian Federation.

It is no secret to anyone that some large business projects have been brought to life thanks to outside support. To take advantage of this opportunity, you need to make a serious effort. How to act in this direction, we will talk today.

What is a grant

This is gratuitous assistance in cash or in kind, which is directed to scientific research, education, and other purposes.

This assistance can be received by both an organization and an individual. The use of funds must ultimately be accounted for.

It should be noted that the state is interested in sponsoring small and medium-sized businesses, since its presence is a counterbalance to large companies, which, in their absence, become monopolists in the market, and therefore have a destructive effect on the state as a whole.

What role do subsidies play?

The use of the grant system supports such projects that cannot be called profitable initially, but they play a really important role for society as a whole, a separate region, a separate city. Not all activities are fully funded by the state, in such cases support is provided in the form of grants.

Who can issue a business grant

private foundations;
State;
foreign organizations.

The requirements for the recipient of the grant are different in each case. Therefore, applying everywhere simply does not make sense, it is better to immediately select a source that suits your type of activity and work to fulfill its conditions.

And now let's move from the general to the specific, namely, to grants to small and medium-sized businesses.

Legislative regulation

Issues of government assistance to small and medium-sized businesses are regulated by the Federal Law “On the development of small and medium-sized businesses in the Russian Federation”. In each region of the country there is a body that helps to implement measures to help entrepreneurs.

Grants for start-up entrepreneurs

The dream of getting a grant to start a business does not leave almost every aspiring entrepreneur. But not everyone can apply for this, but only those citizens who are unemployed and registered with employment centers, or those who wish to expand and increase the volume of an already existing business.

Funds that are state-owned more often issue grants to people who are just starting their journey as an entrepreneur.

In this case, preference will be given to the following categories:

Citizens who fell under;
Preferential categories (single mothers, persons with disabilities, and so on);
Graduates of higher educational institutions;
Citizens who are the authors and owners of any innovative technologies;
Citizens using innovative equipment in their business;
Taking part in various fairs and exhibitions.

In accordance with the law, those citizens who have reached the age of 18 and want to run their business on the territory of our state can receive a grant.

This option of assistance can also be used by those who have a certain amount of funds in order to already have it.

The state compensates part of the costs in the amount of 500,000 rubles. How to get such a grant, consider step by step.

How to get a grant or subsidy

Step 1. Examine funds.

This also includes getting to know the areas that are supported and studying the requirements for candidates.

You need to look for a suitable fund in your region of residence or in your city. The foundation may be public or private.

Step 2. Make a business plan.

Business support programs in Russia

Now we will consider several programs to support small and medium-sized businesses in the Russian Federation.

Support from the Skolkovo Foundation

They are provided in a mini-format (up to 5 million rubles) and in amounts up to 150 million rubles.

Companies that operate in the following industries can apply:

space-related;
nuclear research;
Biomedicine;

To receive a grant, you need to do the preparation of documentation.

It usually includes:

the project itself;
Presentation;
Financial plan with its full justification;
Estimate;
Memorandum.

The application passes the initial approval, then it is sent to the grant service, which checks the veracity of the information received. After that, experts evaluate it on a ten-point system. If the score is higher than 5 points, the application is submitted to the grant committee for consideration. If the score is lower, the project is screened out.

Ultimately, the committee decides on the project by a simple majority vote. The commission consists of 12 to 14 people.

If the project is submitted to the committee for consideration, the chance of getting a grant is great.

Grants from social networks "Vkontakte"

Most young people now know what social media is. network "Vkontakte". It is used to communicate with friends, work colleagues, to find new friends. But few people are aware that this network has a fund that sponsors start-up businessmen.

Note that the grants are issued by Pavel Durov and businessman Yevgeny Milner. And there are lucky ones who have become owners of such support. The amount of the grant is rather big, 25,000 dollars, it is quite capable of becoming a help for a novice businessman.

Support from the Government of Moscow

The grant amount is half a million rubles. A company that has been operating for no more than 2 years can apply for receipt, a number of restrictions on receipt also apply.

A company that is engaged in trade, sale of tobacco and alcohol products will not receive a grant. Also, those whose activity is the gambling business cannot count on help.

To receive this subsidy, you need to apply with an application to the Department of Science, Industrial Policy and Entrepreneurship. The application must specify all the parameters of the project and set out the ways of its implementation. If the project is approved, the Department concludes an agreement with the winner within 15 days.

Grants from the Foundation for Assistance to the Development of Small Forms of Enterprises in the Scientific and Technical Sphere

All the work of the fund is aimed at interaction with start-up companies in the Russian Federation. A candidate can apply for 1 million rubles or 200 thousand rubles every year for 2 years.

The Fund usually supports small businesses whose activities are related to promising areas of the future. This can include the development of new materials, biotechnology, the creation of new instruments and apparatus, and so on.

The Foundation holds various events in major higher educational institutions and enterprises of the Russian Federation. Among the events there is also a competition of grants, the participants of which can be the authors of interesting and promising projects.

The application is considered by an expert committee, which decides whether to allocate a grant or not. The funds are not paid out at a time, they are divided into several parts.

Support for IT companies from Microsoft

This company is the most successful, and its creator is the wealthiest person in the world. The company supports talented start-up businessmen in the field of IT. The grant amount is 30 - 100 thousand dollars.

A distinctive feature of such support is that funds can only be allocated for the development or refinement of a project that already exists. These funds cannot be used for advertising and promotion of the project.

Mandatory requirements for the candidate are as follows: he must have a highly qualified team, the use of Microsoft technologies.

To get support, the candidate must go through several stages and at each prove himself from the best side.

At the first stage, you need to pass the selection, according to the information specified in the application. It is necessary to characterize the project, talk about its positive aspects, justify its benefits for society as a whole.

At the second stage, the candidate is interviewed by phone or Skype. Based on the results, a rating is compiled, and several projects will be allowed to be defended before the selection committee.

Here, consider an important point: the conversation takes place only in English, which means that you need to speak it at the highest level.

At the third stage, a presentation is held in the office of the foundation itself. It should be meaningful, effective, able to interest. If it is successful, the project is approved and the grant is paid.

How to deal with funds received

The funds received as a grant can be characterized as a kind of agreement between an entrepreneur and an investor.

Therefore, the entrepreneur under this agreement has certain obligations that he must fulfill:

All funds should be spent only in full accordance with the objectives of the project;
Reporting on the use of funds must be submitted within the terms specified in the contract;
If there is any force majeure, you should immediately contact the fund that issued the grant;
The grantee cannot refuse to verify the correctness of the expenditure of funds.

If the grant is not used for its intended purpose, or other conditions of the agreement are not fulfilled, the fund may initiate its termination, as well as apply to the judicial authorities with a claim for the return of the allocated money.

To clarify, you must understand that getting a grant is not the most difficult thing, you also need to fulfill the requirements of the fund that allocated it to you.

Conclusion

To get a grant for your business, you need to stock up on time and patience. It will also be necessary to develop a project and a business plan, which will be considered by the commission. It is not an easy task, but all the costs of your efforts will be justified.

Many people dream of starting their own business. However, very often any aspirations or undertakings can be broken by a banal lack of funds to start work. Finding start-up capital can be a huge problem, because in order to get a loan or a loan, you need to provide serious security, which most start-up businessmen simply do not have. However, you should not despair in this situation. After all, you can always use the state subsidies.

The concept of "subsidy" involves the receipt of a certain amount of funds for certain purposes. As a rule, they are provided free of charge and do not imply a return. The purpose of state programs for subsidizing small businesses is to support entrepreneurs and develop small businesses in the country.

Rural residents have good chances for subsidies. For example, you can count on them.

Drawing up a business plan will speed up the receipt of the subsidy. Why and for whom is a business plan being made?

Who provides subsidies for small businesses?

Various state bodies are engaged in issuing subsidies for start-up entrepreneurs. There are subsidies for the unemployed to start a business, there is an opportunity to receive funds at local employment centers. By registering as an unemployed person, you can expect that the state can pay the entire amount of benefits in a lump sum if a person offers a real business plan and prepared calculations.

Target subsidies for starting a business or developing an existing business are issued by Business Support Centers, which are open in each region. As a rule, they work in close cooperation with municipal governments.

Types of subsidies

Today in the Russian Federation there are several different types of subsidies and programs under which they are provided. They differ from each other in their purpose. Subsidies are provided strictly for specific industries and specific purposes. Usually these are sectors and sectors of the economy that the state seeks to support and develop in the short or medium term. As for programs for small or medium-sized businesses, they differ for each individual region. The main document that regulates them is the Federal Law "On the development of small and medium-sized businesses in the Russian Federation". In addition, local legal requirements must also be taken into account. The most common and popular are subsidies for starting or developing a business.

Who can receive a grant to start or develop a business

To receive a subsidy for starting a business, you must register at the branch of the Employment Center at the place of residence. After that, those wishing to receive funds must write an appropriate application. The next step is preparing a business plan. It is reviewed and evaluated by a special commission. If it finds the business plan meets the current criteria, then the grant is approved. After that, the recipient of the subsidy is registered as an individual entrepreneur. A subsidy for the development of small businesses is issued after the submission of a package of documents issued by the department of the Federal Tax Service.

To receive a subsidy for business development, you need to be the owner of an existing enterprise in the form of an individual entrepreneur or LLC. There may be separate subsidies for individual entrepreneurs. In this case, the age of the company should not be more than one year. At the same time, some programs allow the issuance of subsidies to firms that operate for up to two years. It is good if the field of activity of the enterprise is a priority for the region in which the subsidy is issued. Otherwise, officials may refuse to provide financial resources for development. Lists of priority activities for the region are often published on the official websites of local territorial centers for small business support.

One of the most significant conditions will be the use of the received allocated funds exclusively for the intended purpose. This means that the entrepreneur will not be able to manage the money at his own discretion.

The following can serve as standard purposes for using a subsidy:

payment for the raw materials necessary for the production;
payment for machine tools or other equipment, as well as consumables. Which are necessary for the implementation of the enterprise;
purchase of necessary technologies or software tools, as well as patents or other types of intangible assets.

As a rule, the period of use of money is limited in time. Usually it is one or two years. However, there may be exceptions.

Most subsidy programs include the condition that the funds invested by the entrepreneur himself in the project must be a certain percentage compared to the amount of the subsidy. For example, the funds invested by the organization itself should be about 60% of the amount requested from the state. The specific percentage will be set in accordance with the conditions of each individual program.

It is also necessary to know that some enterprises cannot receive a subsidy in principle. Thus, the state does not help in the development of companies that are engaged in the production or trade of alcohol or tobacco products. Companies that rent equipment cannot receive a subsidy either.

Business plan for obtaining a business development grant

When drawing up a business plan for obtaining a subsidy for starting a business, it must be remembered that it will be evaluated according to certain criteria. Chief among them is the break-even business. The lower the risk, the greater the chance that the plan will be approved. What matters is whether the new venture will create jobs.

The future entrepreneur must show, for his part, an interest in the development of the enterprise and a willingness to invest his own funds in this. The more money a person is willing to invest himself, the more he can count on.

All items of estimated expenses should be detailed as much as possible. Officials who will make the decision must clearly understand what the provided funds will be spent on.

It is worth considering the area in which the entrepreneur will work. It is optimal if this area is included in the list of priorities in the region.

What does the 2019 Small Business Startup Grant offer and how can I apply? Starting a business for many is very difficult from a financial point of view. Not all aspiring entrepreneurs can realize their own plans due to a banal lack of funds. In this case, the state program of assistance to small businesses was developed.

What are small business subsidies?

The state is interested in the development of small business, therefore, in 2019, a subsidy program is envisaged for implementation in the form of gratuitous targeted support for entrepreneurial activity. This is a payment of funds from the state budget that does not require a return, which is very different from a loan or a loan.

According to the program, subsidies for small businesses in 2019 are aimed at the following purposes:

purchase of industrial raw materials;
purchase of necessary consumables;
purchase/rent of machinery, production equipment;
for intangible assets;
carrying out repairs.

A special executive body is responsible for coordinating subsidies. Upon receipt of a positive decision and financial assistance, the entrepreneur must provide a report on how the funds received will be used. This is a confirmation that the subsidy received is distributed precisely for the needs for which it was issued, the entrepreneur is fully responsible for it.

One of the features of the program is that the unspent balance of the accrued amount must be returned to the state budget. The same applies to situations where the misuse of funds has been identified.

Attention: State assistance is not issued for the opening of the production of alcoholic beverages, tobacco products!

Types of state aid

The amount of the subsidy for starting a small business in 2019 is set in accordance with the purpose:

to support an existing business - 25 thousand rubles;
to open your own business with the possibility of increasing the amount of financial assistance - 60 thousand rubles;
to open a business (if the entrepreneur is disabled, unemployed, raising a child alone) - 300 thousand rubles.

In 2019, the terms of subsidies assume that state aid is also provided for the development of an existing business. The enterprise can continue to operate on its own idea or franchise.

How can I get a grant in 2019?

To get state support in 2019, you will have to go through a difficult path, but nothing is impossible. According to the current legislation, even an unemployed person who has previously registered at an employment center (providing subsidies to unemployed citizens) can receive material assistance. You only need a certificate stating that the person is not employed at the time of applying for a subsidy.

To apply, you must draw up a business plan (example of a business plan), which displays complete information about the type of activity, technology features, type of equipment used, all suppliers of raw materials. Separately, the total cost of the entire project is indicated, including the amount of own investments and subsidies. It will also require an analysis of the volume of expected profit, profitability, payback of the case being opened.

The prepared project is submitted to the self-employment promotion department in printed or electronic form. After the acceptance of the documents in the center, the time of appearance will be appointed, in addition, usually experts recommend immediately opening a savings book to calculate the subsidy.

After agreeing on a business plan, you should contact the tax office for registration, registration usually takes 5 days, after which a certificate will be issued. Next, you should visit the employment center, provide the following documents:

the passport;
prepared and agreed business plan;
completed application.

Based on the documentation package, an agreement is concluded between the state and the entrepreneur, then the amount of material assistance will be transferred to the personal account (usually this takes 1 month).

Attention: In order for the subsidy to be accrued, it is necessary to correctly approach the preparation of a business plan, correctly present all the calculations.

Features of obtaining a subsidy

What is the peculiarity of receiving subsidies for small businesses in 2019? State funding now does not require the return of the funds paid if they were spent for the intended purpose, that is, not an installment plan or a loan is provided, but gratuitous assistance. What is the benefit of the state? Such support for small businesses makes it possible to form a new economic unit, ensure the development of the economy and the employment of citizens.

The duty of an entrepreneur after receiving state assistance and implementing his own ideas is to keep records. After 3 months after receiving money to the account, you must come to the employment center, provide information confirming the intended use of the amount received. These can be orders, receipts or checks. The submitted report and the business plan must necessarily match, if disagreements are found in them, the funds will be obliged to return in full.

Attention: The subsidy program also provides protection against one-day firms - for the use of funds, it is required that the activity of the enterprise last for at least a year.

One of the priority areas for which subsidies are issued for the development of small businesses in 2019 are the following areas of activity: education, agriculture, tourism, healthcare.

Receiving state aid may cause some difficulties, but this is offset by the possibility of material support for business development without the need to return the funds received.