Deposit “Special Replenish. Deposit special replenish in Sberbank Premier

Good day, we are glad to see you on the pages of our portal dedicated to the services of Sberbank of Russia. Today we would like to tell you about the opportunities and privileges when using the Special Replenish deposit with Sberbank Premier.

Each client of the country's Sberbank can now feel how the new service format works, allowing not only to save their money, but also to get a good profit, as well as special privileges.

By the way, I would like to deviate a little from the topic of the article and tell you about the service for issuing micro loans 24Finance.

This service will allow you to quickly and without unnecessary delay, online, take a loan from 2,000 rubles to 15,000 rubles, for up to a month inclusive.

A very profitable and quick solution for those cases when you urgently need money, and there is still a week before the salary! Well, now back to our topic.

Benefits of the "Special Replenish" package at Sberbank Premier

The new Sberbank Premier program combines various premium banking offers and individual service, as a personal manager will work with each depositor.

Special zones and conditions have been created throughout the country, which you can learn about in detail in order to use the most interesting product.
The owner of the package will not only receive detailed advice, but a special plan will be developed for him, allowing him to realize financial plans.
In addition to personal service, it is possible to receive up to five premium cards, conduct transactions with currency and accounts at a preferential rate, have discounts on a safe deposit box, etc.

A telephone support service is available around the clock, where they will always answer any questions related to this service package.

Advantages of the "Special Replenish" deposit in Sberbank Premier

There are three deposits in the product line for which increased rates are involved. Among them, the most popular Special Replenish.

It is really attractive for those who like to constantly save and increase their funds.

A deposit in the amount of one million rubles, as well as 50,000 dollars or euros, is opened for a period of three months to three years.
The interest rate in rubles ranges from 8.25 to 11.67 percent on average. In foreign currency, it ranges from 3.25 to 6.38, taking into account capitalization.
It is possible to constantly replenish the account, you can receive a percentage monthly or capitalize. In addition, there is an auto-renewal when the same conditions and interest rate are maintained.
If the total balance will be at least 2,500,000 rubles per month and it will be saved, then this will allow you not to pay a commission for using it. In other cases, you will have to pay an amount of 2500 rubles per month.
To replenish the account, the minimum amount is at least 1000 rubles. In foreign currency, it is 100 dollars or euros.
There is a grace period that ends on the last day of the following month when the contract was concluded. No commission is charged during this time either.

If early withdrawal is required, then the interest rate on the deposit up to six months will be 0.01 percent per annum. After six months, the client will be able to receive two-thirds of the interest rate set by the bank.

More detailed information can be found in each region. This will allow you to develop a financial plan and better manage your funds.

We hope that we were able to fully answer all your questions and could help you find out what benefits you will receive if you decide to use the Special Replenishment deposit with Sberbank Premier. If you have any other questions about the services and services of Sberbank of Russia, look for answers to them on the pages of our portal.

VIP status implies not only personal service, consultations and increased attention, but also special cash deposits.

For clients Sberbank Premier deposits available for individuals with higher interest rates.

Owners are served in special branches of the bank. There are several ways to arrange:

Visit the nearest branch of Sberbank for prime clients.
Make a deposit through the entrance to your personal account.

To register in your personal account, you need to follow a few simple steps:

Insert a plastic card into an ATM. Enter password.
Find the "Internet Service" option.
Find the "Connect Sberbank Online" button on the screen.
Next, find and select "Print ID and Password".

Registration of a mobile bank can be done through a message sent by mobile phone: send a message with the word "password" to the short number 900. In response, a message will be sent containing the data necessary to complete the registration.

You can activate the service simply by visiting the nearest branch.

After you have registered, enter the Sberbank-online website and enter the received data in the required fields.

Special Contributions

The premier service package is designed for an audience that values their time and finances. That is why the bank made remote control possible.

For clients Sberbank Premier in 2017 has the following deposits for individuals.

Offers the following conditions:

The minimum amount for a ruble deposit is 1 million rubles.
For foreign currencies, this amount is 100 dollars or euros.
It is not replenished and does not provide for the possibility of partial withdrawal.
Interest on it is calculated monthly. They are added to the money in the account, increasing the yield for the next period, they can be withdrawn and transferred.
The minimum storage period is 3 months, the maximum 3 is 3 years.

Registration is subject to the following conditions:

The term is calculated on an individual basis and includes every day, but cannot be less than 3 months and more than 3 years.
Currencies: rubles, dollars and euros.
The minimum amount for rubles is 1000 rubles, and 50 for foreign currencies.
Replenishment is available and ranges from 1000 rubles and 100 in euros and dollars. Cashless replenishment has no restrictions. There is no possibility of partial withdrawal.

Monthly accrual, with an addition to the total amount, increasing the profitability of the operation.

Provided under the following conditions:

Minimum term 3 months, maximum 3 years.
Currency rubles euros and dollars.
The minimum amount is 30,000 rubles for the ruble, and 1000 for the currency.
Replenishment is possible. For rubles from 1000 and 100 in euros and dollars. Cashless replenishment is not limited.

Interest in 2017 for deposits of individuals of the Sberbank premium package p are presented in the table:

What to choose

The choice depends on several factors. First, you need to decide on a goal. Whether you want to withdraw Money in partial or full amount. The amount of planned income. Are any operations with money planned in the future, for example, a transfer, or should they simply be stored.

A special “Replenish” is suitable for saving and receiving high incomes. As can be seen from the table, it offers the highest interest rates offered.

“Save” is an ideal option for those whose financial life is dynamic, when the terms of finding money on a deposit can change dramatically.

"Manage" will allow you to freely manage money and at the same time receive a high income.

The registration process takes place in several stages:

First you need to visit any branch of Sberbank.
Find out the addresses of special service centers.
Show your passport to your personal manager;
Conclude a contract for the provision of premium services.
Conclude a deposit agreement.
Deposit money.

All benefits

The special status gives the following nice bonuses:

Increased interest compared to standard banking products.
The choice of a deposit allows you to manage finances in full and manage them depending on your needs.
Most deposits are in rubles. Any foreign currency is also available.
Interest is calculated monthly. They can be cashed and transferred.
You can extend the offer as many times as you like.
Possibility to draw up a power of attorney or will for the management of funds by a third party.
Since the offers are designed for wealthy people, you can get money if necessary at any time.

Remote clearance

Online registration can be done in a few simple steps:

Log in to your personal account on the Sberbank website.
Go to the "Deposits and Accounts" section.
Go to the "Opening a deposit" option.
Please read the terms and conditions carefully. Choose the offer that suits you and click on the "Continue" button.
Fill out the application form, select the account and the amount to be credited. Click on "Open".
Ready.

Choose the offer that most fully reflects your goals and will help you realize new opportunities, multiplying your capital.

Interest is calculated monthly.
Accrued interest is added to the amount of the deposit, increasing income in the following periods.
The accrued interest can be withdrawn, as well as transferred to the card account.

Interest rate increase

Automatically upon reaching the next sum gradation (if there are sum gradations).

Conditions for early termination

on deposits for up to 6 months (inclusive) - at an interest rate of 0.01% per annum
on deposits for a period of more than 6 months:
- when a deposit is demanded within the first 6 months of the main (extended) term - based on the interest rate of 0.01% per annum;
- upon demand of the deposit after 6 months of the main (prolonged) term - based on 2/3 of the interest rate set by the Bank for this type of deposits on the date of opening (prolongation) of the deposit.

In case of early termination of the deposit, interest is recalculated without taking into account the monthly capitalization of interest.

Prolongation conditions

Automatic renewal unlimited number of times
If at the date of prolongation the client has a valid Service Agreement for the Sberbank Premier service package or the Sberbank First service package, the prolongation is carried out on the terms and at the interest rate applicable to the "Special Replenish" deposit on the prolongation date
If, as of the date of prolongation, the client does not have a valid Service Agreement for the Sberbank Premier service package and the Sberbank First service package, the prolongation is made on the terms and conditions applicable to the Special Replenish deposit on the prolongation date and at the interest rate in force on the prolongation date for the deposit "Special Refill", for customers who have been terminated the provision of service packages "Sberbank Premier" and "Sberbank First"

Special conditions

There is a limit on the maximum amount on the deposit.
Maximum amount – Deposit amount at the end of the day of the Deposit Opening Date / Prolongation Date (in case of Deposit Prolongation), increased by 10 times.
When making additional contributions to the deposit in cash or non-cash in excess of the Maximum Amount, the income on the difference between the Deposit Amount and the Maximum Amount from the day following the day of the occurrence of the excess of the Maximum Amount is calculated based on 1/2 of the interest rate applicable to the deposit on the date of exceeding The maximum amount. Interest accrued earlier is not recalculated.
The condition on the Maximum amount is also applied when calculating income in case of early withdrawal of the deposit.
Write-off / payment of funds from the Deposit Account on the basis of executive documents does not lead to a violation of the terms of the deposit:
Previously accrued income is not recalculated.
Income from the day following the date of write-off / payment, and until the end of the initial / prolonged period, if the Deposit Amount is greater than or equal to the Minimum Deposit Amount, is calculated at the interest rate of the corresponding amount gradation effective on the date of opening (prolongation) of the deposit.
On the deposit, you can draw up a power of attorney and draw up a testamentary disposition.
Opening a deposit for third parties and issuing a savings book are not provided.

Offering a special format of service to wealthy individuals, the country's leading bank also provides for special privileges when making deposits. Sberbank Premier deposits of individuals in 2019 are provided under several types of programs and have higher interest rates for savings than similar projects for other bank clients.

Privileged clients are offered special conditions for saving and saving

Consider the conditions of the main deposit offers of the bank in 2019.

Types of deposit programs

For those who have activated the package, services are provided in any direction: the presence of a Premier card, participation in investments, insurance programs, etc. Types of deposit programs are presented in the following areas:

Standard. The minimum investment amount is from 1 thousand rubles and from 30 thousand rubles for the Manage project.
Deposits Special - from 0.7 million rubles.
Give life: from 10 thousand rubles for a year without additional deposits of money or without withdrawing a part. The rate is quite significant 7.56%, as the interest capitalization system is applied. This means that the accrued interest is added to the balance and in the new period the rate is higher. 0.3% of the invested funds are transferred quarterly to the account of the Give Life organization, whose goal is to help children with serious illnesses.
Contribution International. Deposit acceptance is terminated from 12/23/2016. Keeping money in non-standard currencies: from 10 thousand Swiss francs or pounds sterling or from 1 million Japanese yen up to 3 years. The amount of interest depends on the duration of cooperation and size: up to 0.75% for francs, up to 1.3% for yen and up to 2.7% for pounds. Income occurs not only due to the calculation of interest, but also due to fluctuations in exchange rates. Deposit Investment. Designed for a comprehensive program, taking into account investment in mutual funds and compulsory medical insurance. The latter do not provide a guaranteed income, it depends on the selected portfolio and quotes. It is permissible to put at least 50 thousand rubles into the account to obtain a yield of 9.2%.
savings certificate. A distinctive feature and advantage is a higher rate - up to 10% (based on the duration and size of investments). This is due to the mandatory participation of deposits in the insurance system, due to which the institution incurs additional costs, while certificates are not subject to insurance. A security is purchased at a bank, where it can be left for storage. It is not permissible to supplement it with certain amounts or to withdraw part of the money ahead of time.
savings account. It is valid indefinitely, it is allowed to withdraw money in whole or in part at any time, as well as to make any amounts. The rate at Sberbank Premier on deposits varies up to 4% for ruble deposits, up to 0.01% in euros and up to 0.2% in dollars.

Main parameters of deposits of the Special group

Types of deposits and interest on them

Consider the main parameters of deposits with higher interest rates (special offers for owners of Premier and First.

Contribution Special Save

Of the standard options, the deposit of Premier Save Sberbank is considered the most profitable. This is due to the lack of withdrawal of part of the money or additions. This policy allows the institution to clearly manage the funds for the entire stated period, and therefore it is ready to offer the maximum percentage - up to 7.76%. Payments are made every month. At the same time, it is allowed to withdraw net income (from interest) or transfer it to a card for personal use or leave it on an account to increase profitability (capitalization).

This deposit offer is considered the most affordable and profitable (rates are valid from 04/09/2018)

Deposit Special Replenish

The Replenish project is intended for citizens who have the opportunity to systematically set aside a certain amount that they wish to increase. Every month it is permissible to deposit any amount when transferring from a card (when depositing cash through the cash desk, the lower threshold is limited - from 1 thousand rubles). Interest accrued every month can be transferred to a debit card or withdrawn. You can also leave them in order to increase the balance and, as a result, profit. The rate is assigned according to the amount and term. At the same time, it changes according to a special table when the next threshold is reached. The maximum value is up to 7.1%.

The peculiarity of this product is systematic accumulation and the ability to save large amounts (rates are valid from 04/09/2018)

Contribution Special Manage

Project Manage allows you to control the amount of deposits and withdrawals without compromising the declared profitability. Under this program, the contribution of individuals to Sberbank Premier in 2019 the percentage is lower than the previous options - up to 6.59%. But the client has the right to take not only the income received, but also withdraw some of his investment for certain needs. At the same time, the rate and conditions for receiving income will not change.

The deposit leaves independent control over interest (rates are valid from 04/09/2018)

Program Interaction Rules

To make deposits, you must visit the Preferred Customer Service Area and declare your wish. Since each privileged client is provided with a personal consultant manager, all interactions should be made through him. He will help with advice, based on the needs of the investor, and will select the most suitable option according to the conditions. The depositor will only have to bring cash for placement to the account or transfer it from the card.

Paperwork

Relative account interactions occur according to the following rules:

At the end of the validity period, it is permissible to extend the contract on similar terms. The extension is automatic. The number of extensions is not limited.
If the client uses the services of Sberbank Premier, the rate remains the same. Otherwise, the one in force at the time of termination of the contract shall apply.
When the account is closed before the expiration date, the rate changes to the minimum - 0.01% for less than 6 months and 2/3 of the declared one for a period of more than six months. If early termination of the agreement occurs on a deposit with a term of 6 months, the rate is set at 0.01%. In this case, capitalization of interest does not occur.
Income already calculated and added to the balance is not recalculated.
It is permissible to issue a will for a deposit or issue a power of attorney for another person.
It is not allowed to make a deposit for third parties in any direction - only for yourself.

Conclusion

Among the advantages of connecting a privileged package of services is the opportunity to make a deposit at a higher interest rate. This applies to both long-term and short-term programs that allow you to increase income.

Sberbank Premier deposits for individuals in 2019 remain the most profitable and highly profitable. What are the features of such deposits? How to become a Premier Investor? We'll tell you in the article.

Sberbank Premier deposit program for individuals

The deposits of this line are still available only to holders (you must have a plastic card or an insurance policy for this line). Sberbank Premier deposits for individuals in 2019 involve the following types of deposits:

Standard. The minimum deposit amount is 1000 rubles or 30 thousand rubles for the Manage program.
Deposit Special. The minimum deposit amount is 700 thousand rubles.
Investment. It is used for complex investment in mutual funds and compulsory medical insurance. Such types of deposits do not guarantee a permanent profit, because. their profitability directly depends on the contents of the portfolio and stock prices. The minimum investment amount is from 15 thousand rubles. The average yield is 9%.
Savings account. Opens for an unlimited period and allows you to withdraw money in whole or in part at any time. You can also deposit any amount into your account. Deposit rate - 1.0 - 1.8% for accounts in rubles, 0.01% - in euros and US dollars.
gift a life. The amount of the deposit - from 10 thousand rubles. Term - 1 year without the possibility of additional withdrawal and deposit of money. The rate is 5.65%, which significantly exceeds the average rate for deposit accounts in Russia. Capitalization is applied to this account, which means that interest is charged on the balance, and in the new period the rate increases. A certain amount (0.3% of the amount of the deposit) is transferred once a quarter to the account of the Podari Zhizn charity fund, which helps children with serious illnesses.
savings certificate. The peculiarity of this deposit program is a high interest rate up to 6.10%. The certificate of insurance is bought at the bank, where it is kept. The high interest on the certificate is due to the fact that Sberbank does not insure deposits. It is not allowed to supplement the savings certificate or cash out earlier than the term established by the agreement. On June 1, 2018, Sberbank stopped selling and accepting savings certificates for safekeeping.

Popular deposits of Sberbank and their features. Contribution Save

The most profitable Sberbank Premier deposits for individuals in 2019. The Premier "Save" deposit cannot be replenished or terminated by withdrawing money before the deadline. This allows the bank to fully dispose of the deposited funds for the entire period of deposit retention, therefore the highest interest on the deposit is offered - up to 6.20%. Interest (capitalization) is calculated on a monthly basis. Income from accrued interest can be withdrawn or transferred to an account (another deposit, card account, etc.).

Deposit "Manage"

The "Manage" deposit allows you to independently control the amount of replenishment. This Sberbank deposit in 2019 has an interest rate of up to 5.35%. The deposit makes it possible to withdraw not only the accrued interest, but also to withdraw a certain part, while the rate will not change. The “Special” deposit of Sberbank has similar offers and conditions. They differ in the amount of deposited amounts and favorable interest rates:

Special "Save" - from 700 thousand rubles. Interest rate up to 6.20% for a period of 3 years;
Special "Replenish" up to 5.65%;
Special "Drive" up to 5.35%.

Deposit "Top up"

If you want to systematically deposit a certain amount into your account, it is advisable to choose this deposit. Monthly, you can deposit any amount into the account (in cash through the cashier or from another account). The minimum replenishment amount is 1,000 rubles. Accrued interest can be withdrawn to a card or transferred to another account, as well as withdrawn in cash at the cash desk of Sberbank. The accrued interest can be left on the "Replenish" deposit for an additional increase in the balance, and hence profitability. The interest rate on this deposit depends on the amount and term of the deposit. You can find out the rate using a special table. The maximum interest rate is 5.65%.

How to open a deposit in the Sberbank Premier program

To open Sberbank Premier deposits for individuals in 2019, you need to visit a bank branch, namely, a VIP customer service area. A personal consultant will help you choose the best investment option. You can deposit funds in cash or by transferring the required amount from another account.

Program features

Sberbank Premier deposits for individuals in 2019 have the following nuances:

After the expiration of the term of the deposit agreement, its automatic prolongation on the same terms is allowed. The number of extensions is not limited.
If the Premier package is canceled during the term of the deposit, the standard deposit rates apply.
The deposit of the Premier line can be bequeathed, as well as a power of attorney to manage and receive funds for other persons.
You can make a Premier deposit only for yourself, registration for third parties is unacceptable.
When closing the deposit ahead of schedule, the rate changes to the minimum - 0.01% when the money is in the account for less than 6 months; and 2/3 of the rate specified in the agreement, if the deposit account is more than 6 months old. Interest is not capitalized in case of early closing of the account.